Privacy Policy

Last updated: January 28, 2026

1. Information We Collect

We collect information you provide directly to us, including:

  • Account information (name, email address, password)
  • Financial data (income, expenses, budgets, goals, debts)
  • Currency preference and regional settings
  • Payment information (processed securely through Paystack)

2. How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve our services
  • Process transactions and send related information
  • Send you technical notices and support messages
  • Respond to your comments and questions
  • Generate personalized financial insights and reports

3. Data Security

We take the security of your data seriously. All data is encrypted in transit using TLS/SSL and at rest using industry-standard encryption. We use secure authentication methods and regularly audit our security practices.

4. Data Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

  • With your consent
  • To comply with legal obligations
  • With service providers who assist in our operations (e.g., Paystack for payments)
  • To protect our rights, privacy, safety, or property

5. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you services. You can request deletion of your account and associated data at any time through the settings page.

6. Your Rights

You have the right to:

  • Access your personal data
  • Correct inaccurate data
  • Request deletion of your data
  • Export your data
  • Opt out of marketing communications

7. Cookies and Tracking

We use cookies and similar technologies to maintain your session, remember your preferences, and understand how you use our service. You can control cookie settings through your browser.

8. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us at privacy@cediwise.com.

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